Previously Known As : Uti India Lifestyle Fund
Uti India Consumer Fund Datagrid
Category Consumption Fund
BMSMONEY Rank 3
Rating
Growth Option 30-04-2026
NAV ₹54.94(R) -1.19% ₹59.86(D) -1.18%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.33% 12.95% 11.89% 11.89% 11.38%
Direct 0.55% 13.96% 12.79% 12.69% 12.12%
Nifty India Consumption TRI 1.78% 16.05% 15.53% 14.37% 13.8%
SIP (XIRR) Regular -5.8% 4.19% 8.09% 10.85% 10.39%
Direct -4.98% 5.16% 9.05% 11.76% 11.2%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.29 0.14 0.32 -3.26% -0.46
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.85% -31.17% -22.75% 0.98 12.64%
Fund AUM As on: 30/12/2025 733 Cr
Top Consumption Fund
Fund Name Rank Rating
Tata India Consumer Fund 1
Mirae Asset Great Consumer Fund 2
Uti India Consumer Fund 3

NAV Date: 30-04-2026

Scheme Name NAV Rupee Change Percent Change
UTI India Consumer Fund - Regular Plan - IDCW 48.03
-0.5800
-1.1900%
UTI India Consumer Fund - Direct Plan - IDCW 52.55
-0.6300
-1.1800%
UTI India Consumer Fund - Regular Plan - Growth Option 54.94
-0.6600
-1.1900%
UTI India Consumer Fund - Direct Plan - Growth Option 59.86
-0.7200
-1.1800%

Review Date: 30-04-2026

Beginning of Analysis

Uti India Consumer Fund is the 10th ranked fund in the Consumption Fund category. The category has total 12 funds. The Uti India Consumer Fund has shown a poor past performence in Consumption Fund. The fund has a Jensen Alpha of -3.26% which is lower than the category average of -3.31%, showing poor performance. The fund has a Sharpe Ratio of 0.29 which is higher than the category average of 0.26.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Uti India Consumer Fund Return Analysis

The Uti India Consumer Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 10.43%, -0.52 and -8.5 in last one, three and six months respectively. In the same period the category average return was 10.79%, 0.03% and -8.47% respectively.
  • Uti India Consumer Fund has given a return of 0.55% in last one year. In the same period the Nifty India Consumption TRI return was 1.78%. The fund has given 1.23% less return than the benchmark return.
  • The fund has given a return of 13.96% in last three years and rank 9th out of twelve funds in the category. In the same period the Nifty India Consumption TRI return was 16.05%. The fund has given 2.09% less return than the benchmark return.
  • Uti India Consumer Fund has given a return of 12.79% in last five years and category average returns is 14.86% in same period. The fund ranked 10th out of eleven funds in the category. In the same period the Nifty India Consumption TRI return was 15.53%. The fund has given 2.74% less return than the benchmark return.
  • The fund has given a return of 12.12% in last ten years and ranked 8th out of nine funds in the category. In the same period the Nifty India Consumption TRI return was 13.8%. The fund has given 1.68% less return than the benchmark return.
  • The fund has given a SIP return of -4.98% in last one year whereas category average SIP return is -5.01%. The fund one year return rank in the category is 9th in 20 funds
  • The fund has SIP return of 5.16% in last three years and ranks 5th in 12 funds. Tata India Consumer Fund has given the highest SIP return (9.28%) in the category in last three years.
  • The fund has SIP return of 9.05% in last five years whereas category average SIP return is 10.19%.

Uti India Consumer Fund Risk Analysis

  • The fund has a standard deviation of 15.85 and semi deviation of 12.64. The category average standard deviation is 15.37 and semi deviation is 12.08.
  • The fund has a Value at Risk (VaR) of -31.17 and a maximum drawdown of -22.75. The category average VaR is -28.87 and the maximum drawdown is -23.3. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 10.36 10.48
    10.68
    		9.01 | 14.29 13 | 25 Good
    3M Return % -0.72 -0.37
    -0.29
    		-2.44 | 4.40 13 | 25 Good
    6M Return % -8.89 -8.53
    -9.05
    		-11.64 | -5.80 9 | 21 Good
    1Y Return % -0.33 1.78
    -1.24
    		-9.66 | 5.26 9 | 20 Good
    3Y Return % 12.95 16.05
    12.49
    		1.97 | 17.19 8 | 12 Average
    5Y Return % 11.89 15.53
    13.54
    		9.61 | 15.64 10 | 11 Poor
    7Y Return % 11.89 14.37
    13.12
    		8.57 | 16.21 8 | 11 Average
    10Y Return % 11.38 13.80
    13.71
    		10.51 | 16.25 8 | 9 Average
    15Y Return % 10.82 14.38
    13.68
    		10.82 | 15.44 6 | 6 Average
    1Y SIP Return % -5.80
    -6.21
    		-12.14 | 1.18 8 | 20 Good
    3Y SIP Return % 4.19
    3.12
    		-4.57 | 7.87 3 | 12 Very Good
    5Y SIP Return % 8.09
    8.88
    		2.61 | 12.27 10 | 11 Poor
    7Y SIP Return % 10.85
    12.40
    		6.69 | 14.70 10 | 11 Poor
    10Y SIP Return % 10.39
    12.19
    		7.96 | 13.98 8 | 9 Average
    15Y SIP Return % 10.72
    13.07
    		10.32 | 14.88 6 | 7 Average
    Standard Deviation 15.85
    15.37
    		14.43 | 16.50 11 | 12 Poor
    Semi Deviation 12.64
    12.09
    		11.34 | 12.90 11 | 12 Poor
    Max Drawdown % -22.75
    -23.30
    		-28.99 | -20.28 6 | 12 Good
    VaR 1 Y % -31.17
    -28.87
    		-31.17 | -23.81 12 | 12 Poor
    Average Drawdown % -6.31
    -8.40
    		-13.16 | -4.94 4 | 12 Good
    Sharpe Ratio 0.29
    0.26
    		-0.38 | 0.48 10 | 12 Poor
    Sterling Ratio 0.32
    0.31
    		0.00 | 0.45 7 | 12 Average
    Sortino Ratio 0.14
    0.13
    		-0.11 | 0.22 10 | 12 Poor
    Jensen Alpha % -3.26
    -3.31
    		-12.80 | 0.39 10 | 12 Poor
    Treynor Ratio -0.46
    -0.49
    		-0.59 | -0.43 2 | 12 Very Good
    Modigliani Square Measure % 10.60
    10.18
    		-0.61 | 13.76 10 | 12 Poor
    Alpha % -3.27
    -3.34
    		-13.12 | 0.65 10 | 12 Poor
    Return data last Updated On : April 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 10.43 10.48 10.79 9.14 | 14.41 14 | 25 Good
    3M Return % -0.52 -0.37 0.03 -2.19 | 4.84 13 | 25 Good
    6M Return % -8.50 -8.53 -8.47 -11.23 | -5.22 11 | 21 Good
    1Y Return % 0.55 1.78 0.04 -8.89 | 6.89 9 | 20 Good
    3Y Return % 13.96 16.05 13.82 2.85 | 18.68 9 | 12 Average
    5Y Return % 12.79 15.53 14.86 10.55 | 17.11 10 | 11 Poor
    7Y Return % 12.69 14.37 14.43 9.47 | 17.51 10 | 11 Poor
    10Y Return % 12.12 13.80 14.95 11.43 | 17.94 8 | 9 Average
    1Y SIP Return % -4.98 -5.01 -11.40 | 2.44 9 | 20 Good
    3Y SIP Return % 5.16 4.39 -3.72 | 9.28 5 | 12 Good
    5Y SIP Return % 9.05 10.19 3.55 | 13.75 10 | 11 Poor
    7Y SIP Return % 11.76 13.77 7.66 | 16.24 10 | 11 Poor
    10Y SIP Return % 11.20 13.45 8.92 | 15.55 8 | 9 Average
    Standard Deviation 15.85 15.37 14.43 | 16.50 11 | 12 Poor
    Semi Deviation 12.64 12.09 11.34 | 12.90 11 | 12 Poor
    Max Drawdown % -22.75 -23.30 -28.99 | -20.28 6 | 12 Good
    VaR 1 Y % -31.17 -28.87 -31.17 | -23.81 12 | 12 Poor
    Average Drawdown % -6.31 -8.40 -13.16 | -4.94 4 | 12 Good
    Sharpe Ratio 0.29 0.26 -0.38 | 0.48 10 | 12 Poor
    Sterling Ratio 0.32 0.31 0.00 | 0.45 7 | 12 Average
    Sortino Ratio 0.14 0.13 -0.11 | 0.22 10 | 12 Poor
    Jensen Alpha % -3.26 -3.31 -12.80 | 0.39 10 | 12 Poor
    Treynor Ratio -0.46 -0.49 -0.59 | -0.43 2 | 12 Very Good
    Modigliani Square Measure % 10.60 10.18 -0.61 | 13.76 10 | 12 Poor
    Alpha % -3.27 -3.34 -13.12 | 0.65 10 | 12 Poor
    Return data last Updated On : April 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti India Consumer Fund NAV Regular Growth Uti India Consumer Fund NAV Direct Growth
    30-04-2026 54.9425 59.8616
    29-04-2026 55.6016 60.5784
    28-04-2026 55.0867 60.016
    27-04-2026 55.3383 60.2888
    24-04-2026 54.8092 59.7084
    23-04-2026 55.1625 60.0919
    22-04-2026 55.8735 60.865
    21-04-2026 55.9042 60.8971
    20-04-2026 55.3292 60.2694
    17-04-2026 55.1782 60.101
    16-04-2026 54.6564 59.5312
    15-04-2026 54.5457 59.4094
    13-04-2026 53.5591 58.3322
    10-04-2026 54.3755 59.2174
    09-04-2026 53.4724 58.2326
    08-04-2026 53.7567 58.5409
    07-04-2026 51.712 56.313
    06-04-2026 51.6419 56.2354
    02-04-2026 50.7974 55.3108
    01-04-2026 50.8471 55.3637
    30-03-2026 49.7863 54.2062

    Fund Launch Date: 02/Jul/2007
    Fund Category: Consumption Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption
    Fund Benchmark: Nifty India Consumption
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.